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Interest Rates – Be Happy With What You’ve Got

Money lending in England in the twelfth century was insane compared to today’s access to credit. If security or collateral was excellent then the usual rate was 2 pence on the pound per week; this is the equivalent of over 43% per year or over 52% if compounded.



And if you had bad credit, watch out. People with poor credit would expect to pay an annual rate of between 80 to 120%, and be happy.



© 2006 Myvesta.org.uk

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